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Consolidation Loan Terms 
Enter the Consolidating Loan's Annual Interest Rate (APR): 

Enter the Consolidating Loan's term (number of years): 

Enter total of any Consolidation Loan Fees: 


Results 
Without Consolidating 
With Consolidating 
Difference 
Total of Monthly Payment(s): 



Months until debts are paid off: 



Total Cost (Interest Charges and Loan Fees): 



Summary 

Instructions: Starting with the first line of entry
fields, enter each one of your debts, along with their
corresponding principal balances, interest rates and
monthly payment amounts (the last two columns will be
filled in by the calculator). Once you have entered
all of the debts you wish to consolidate, click on the
"Compute Current Debt Cost" button. Next, enter the
consolidating loan's interest rate, term and any origination
fees that might apply and click the "Compute Consolidation
Loan Costs" button.
IMPORTANT: In order for the this calculator to work,
each debt must have the four lefthand fields filled
in (for interestfree debts enter .001 just to satisfy
the required interestrate entry). Also, be sure to
enter only numbers and decimal points in the numeric
entry fields. Dollar signs, percent signs, commas and
spaces will cause an error.

